Preheat oven to 350 degrees. Place bread cubes on a sheet pan, lightly coat cubes with olive oil and salt. Place in oven for 10 minutes until crispy and golden.
In a large salad bowl, place chopped lettuce, tomatoes, ham, turkey, bacon, and cheese.
In a medium bowl make dressing by whisking together mayonaise, sour cream, milk, garlic, salt & pepper.
Pour dressing over salad and place croutons on top. Serve and enjoy.